Tips for Buying a Used Car

by Admin on February 28, 2012

Buying a used car can be an overwhelming experience. There are a lot of factors which need to be considered when making a purchase. However, by following these simpleused car buying tips tips before you start your car shopping experience you can move forward into the process with confidence and a plan.

The first thing you need to do when shopping for a car is decide on a budget. This is easy if you’re a cash buyer; however, if you plan on financing the car you need to decide what payments you can afford. Generally, you should not finance a car more than three years. It’s very tempting to finance for five or even six years nowadays, but financing for these long terms can cause you to be upside down in the vehicle for a very long time. Try to stick to a three-year loan or less if possible. There are a number of websites which have calculators which can help you determine a car payment you can afford and will show you the overall purchase price to stay within that payment.

Another thing you can do before you start is to arrange financing first. If you belong to a credit union or a small community bank talk to a loan officer and see if you can get pre-approved for the amount of your budget. Once your preapproved you can simply decide on which car you would like and then pass along the details to the loan officer to make sure they will finance the car for that period of time.

Visit many different auto review sites to learn what models have the best reviews in different areas. Also, be sure to check out the reliability of each model you are considering. By sticking to cars with good reviews and high ratings or reliability you can narrow your list and have a better chance of landing a good reliable car.

Do not be afraid to check both auto dealers like greggsmithford.com and private sellers for the car you’re looking for. Many reputable dealers will offer a small warranty to cover repairs in case something happens in the first couple of months. Cars from a dealer will also be professionally reconditioned and inspected. This is not to say you should not purchase from a private seller. However, before purchasing a vehicle from an individual you should have the vehicle checked out by an independent mechanic to make sure everything is sound before completing the purchase.

A great place to find cars for sale is often classified ad sites like craigslist.org or even smaller classified sites like usedcarswarrensburgmo.com and usedcarsinsedaliamo.com.

 

 

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